Behind Your Back

Dishonesty from a broker has the capacity to greatly affect an investor’s portfolio in a negative manner. One method that is made out of pure dishonesty and has the potential to cost an investor large sums of money is unauthorized trading done by the broker. This act is essentially stealing money directly from the client’s account. These cases can be difficult to pinpoint as they are usually done stealthily and brokers typically attempt to cover up any evidence or deny the allegations. If the original investor is interested in solving this dilemma they can do so by taking immediate approach against the broker’s actions.

It is most important to realize that in unauthorized trading cases the investor will have the best chance of success if they can immediately protest the activity on their account. A fault in human nature, greed is one of the most powerful and one of the most destructive traits the human psyche is capable of acting on. Greed is capable of fully consuming people and taking their reasoning captive while they ruin many lives as well as their own. The love for money begins to outweigh their respect for others and their property. In unauthorized trading incidents, financial brokers make decisions on behalf of the client without their permission, which technically is considered stealing. The lack of confirmed approval sets them apart and makes the distinction as being official unauthorized trading. In the unfortunate event that an investor has been taken advantage of and actions involving their portfolio without their consent they can seek assistance from attorneys like those at Erez Law with a multitude of past experience.

Cases like these typically involve large sums of money and are committed by petty financial brokers. They act in secrecy and lies in order to protect their scheme that will pay for their next quarter’s bonus. These brokers are unethical betrayers of the law. Regulations and procedures attempt to keep instances like this to a minimum, but when they do occur the damages incurred are usually significant. Thankfully these incidents do not have to be the end of the road for investors who have experienced betrayal on behalf of the people they trusted their money with. Betrayal in any form is a hard event to process, but when large sums of money that most likely took decades to accrue are used in a manner that is not pleasing to you the betrayal hits even harder.

To conclude, financial brokerages can be dens of lions and snakes. Betrayal from brokers who made a commitment to protecting the financial interests of the client can be a tough pill to swallow. Thankfully there are skilled citizens who can intervene for the sake of the investor. One bad investment does not have to ruin someone’s life.

The Residential Energy and Economic Savings (TREES) Act

In recognition of the many benefits of trees, a bill, called the Residential Energy and Economic Savings (TREES) Act, was introduced in the U.S. Congress. This Act hopes to help lower energy usage and utility bills through the targeted planting of residential shade trees. It explicitly cites the benefits of proper tree siting, including stormwater management, reduced energy load demand, and carbon sequestration. It would establish a grant program to assist electricity providers in planting shade trees to insulate residential buildings and minimize home heating and cooling demands.

The U.S. Forest Service, a division of the U.S. Department of Agriculture, says that trees do more than just create an outdoor living environment that is beautiful, healthy and safe. Trees offer and provide all these benefits and more:

  • They act as natural air-conditioner, lowering the temperature, especially during summer, from 6 to 8 degrees as compared to neighborhoods without trees;
  • They reduce residential heating costs from 10-15 percent and residential air-conditioning costs from 20-50 percent;
  • They lower blood pressure, slow heartbeat, and relax brain wave patterns;
  • They provide inviting and cool areas for recreation and relaxation;
  • They capture carbon dioxide (CO2), helping reduce the overall concentration of greenhouse gases in the atmosphere;
  • Homes landscaped with healthy trees sell more quickly and add as much as 20 percent to a property’s market value;
  • They provide homes for more than 80 species of wildlife, such as birds (woodpeckers, nuthatches, and eagles), and other animals, like salamanders and squirrels.
  • A community that is lined with trees increases the value of homes by 25 percent;
  • Trees attracting business – people linger and shop longer when trees are present;
  • Where a canopy of trees exists, apartments and office spaces rent more quickly; workers also become more productive and there is less absenteeism.
  • Trees reduce runoff and improve water quality by absorbing and filtering rainwater.

These are some of the reasons why, in landscape architecture designs, one element that is ever present is trees. According to the Hamlin Tree Care, trees are assets and, therefore, worth investing into whether in residential or business areas.

Asbestos and Mesothelioma

Asbestos and Mesothelioma

Mesothelioma is a kind of cancer that begins in the mesothelium, the protective layer of bodily organs. Typically, mesothelioma develops in the protective layer of the lungs, but it is also known to develop in the lining of the abdominal cavity and in the membrane around the heart.
The most common cause of mesothelioma is asbestos, a mineral used in construction and insulation. Asbestos has been commonly used in various industries in the 19th and 20th century, and even though it is limitedly used today, there are still known cases of asbestos exposure and mesothelioma development.

Who is at Risk?

Mesothelioma lawsuit attorneys even exist, because of how serious unwarranted cancer development is. These days, the people who are most vulnerable to asbestos exposure are those who work directly with asbestos, such as asbestos plant employees, those who contact products with asbestos, such as military ship employees, and those who are in high-risk industries, such as construction workers and auto mechanics.
But take note that they are not just the ones vulnerable. Their families may also be at risk, because once these workers go home with asbestos all over them, their loved ones are also exposed to the substance. Other people at risk include those who live in residential areas near asbestos plants and those who are having renovations in homes that have asbestos.

What are the Effects?

Asbestos has a fiber-like structure, so it is not surprising that it breaks down and gets inhaled by those around it, especially the workers. This is what triggers mesothelioma. What is worse is the fact that the symptoms don’t even show itself immediately. There are instances where it takes years before these symptoms to occur, and many times, the mesothelioma is already on bad stages.
Symptoms may vary depending on the affected area. As said earlier, the affected area can be the lungs, abdomen, or heart. If the lungs are affected, the patient may experience chronic coughs with blood. If the abdomen is affected, the patient may experience abdominal pain and bowel movement issues. If the heart is affected, the patient may experience chest pain and heart beat problems.

Common Causes of Slip and Fall Accidents

Property owners are legally obligated to make sure that their premises are safe. Failure to oblige to this responsibility may result into lawsuits, particularly when a person has sustained injury because of the owner’s negligence. This is called premises liability.

One of the most common premises liability claims are from slip and fall accidents, which can result into head injuries, back problems, fractures, sprains, and at worst, death. It is important to know the most common causes of slip and fall accidents so you can prevent them yourself.

Wet or slippery surfaces
Unattended liquids and other slippery materials on the floor may result into a slip and fall accident. In private properties, these materials include spilled drinks and pipe leaks. In public properties, these may include excessive or improper use of wax. In hazardous workplaces, these may include grease, oil, soap, and other industrial substances.

Defective equipment
Sometimes, slip and fall accidents occur not because of third-party materials such as slippery substances, but because of the equipment itself. The most common defective equipment includes floors, escalators, and elevators. For floors, uneven surfaces, potholes, and cracks can trip people. For escalators, the sudden jolt of defective parts can cause people to trip. For elevators, the tiny crevices can trap small body parts such as fingers or clothing such as the tips of dresses.

Weather conditions
The weather is a common contributing factor in slip and fall accidents in external premises. The rain, snow, and ice can make parking lots, sidewalks, and the like to become slippery. A pile of leaves can also be slippery to unsuspecting pedestrians.

Low visibility
There are also instances where there are no dangerous obstructions that may trip nor substances that may slip the victim. But what makes the premises still prone to slip and fall accidents is the inadequate lighting. Lack of visibility in the area can cause people to trip, slip, and fall because of easily avoidable factors.

Slip and fall accidents are taken seriously that there are even legal professionals who specialize on them, such as the Bruner Law Firm. But you don’t want to entertain the hassles of medical bills, attorney fees, and wasted time in court. The best option is still to avoid slip and fall accidents yourself, and knowing their most common causes is your first step for their prevention.

Is Your Elderly Loved One Getting Proper Nutrition In Nursing Homes?

Proper nutrition is one of the major issues affecting the elderly in nursing homes. It is important for senior citizens to be properly nourished to avoid health issues. Experts on Chicago nursing home neglect will tell you that nursing home staff has the responsibility of ensuring that their residents are given their proper food. The family and relative of the elderly must be educated with the signs of malnutrition which could be the following:

Oral Symptoms

The neglected elderly might notice canker sores and excessive redness in the mouth of their loved one. Malnutrition can lead to yeast infection which is the result of white patches in the cheeks and tongue.

Muscle Problems

The lack of nutrients stocked in the muscles might lead to the muscles becoming visibly flaccid. Muscle problems due to poor nutrition of the elderly may cause prolonged fatigue.

Eye Symptoms

Malnutrition in the nursing home may cause redness in the eyes or swelling in the cornea of the patient. This will cause the vision of the patient to be impaired and deteriorated.

Malnutrition is one of the major problems affecting residents of nursing homes or care facilities. It affects around one-third of the residents. As the resident becomes older, problems such as chronic or acute diseases can increase, which can impact the balance between nutritional needs and intake. Now more than ever, it is extremely important for signs of malnutrition to be detected and treated.

Malnutrition in the nursing home can be a result of facilities lacking sufficient personnel to take care of the residents. Studies have revealed that every certified personnel must be handling 2-3 patients. The lack or proper nutrition may also be due to the high turnover rate of nursing home staff at 93% annually. The lack of training on the part of the caregiver may also have an impact on the care of the elderly patient.

Skin Cleansing and Detoxifying With Betonite Clay

The detoxifying qualities of bentonite clay are all thanks to negative ionic charge that attracts positively charged toxins in the body. Once it interacts with water, bentonite clay helps cleanse the body of like harmful bacteria, pathogens, and pesticides. It’s also great for external detoxifying and cleansing, flushing out heavy metals and other dangerous compounds that can be absorbed through the skin. On top of all these, bentonite clay is also rich in minerals like calcium, magnesium, potassium, sodium, and zinc.

There are two ways to take advantage of bentonite in order to get clearer and healthier skin. According to Earth’s Natural Clay, the first and most popular method is applying bentonite clay as a face mask. Less common but no less effective is using bentonite clay to prepare a bath for the entire body.

As a face mask, bentonite clay can help exfoliate the skin and clear from dirt and toxins. This can help prevent acne and blackheads, shrink pores, and leave the skin softer and smoother. As a natural exfoliater, bentonite clay can also reduce the appearance of acne scar and even out one’s skin tone. It only takes a small amount of bentonite clay powder in order to make a facial mask. Using 1 part clay to every 3 parts of water should be enough. Mix the solution together until it reaches a smooth consistency, much like that of sour cream. Apply solution to the face, leaving it to stand until it dries and thickens. Rinse with warm water, pat face dry, and apply moisturizer or facial cream.

A bentonite clay bath can also be equally beneficial. Thanks to the many natural minerals present in the clay, a bentonite bath can not only detoxify the skin but also help heal and regenerate damaged skin tissue. This is useful as a remedy for sunburn. Similarly, bentonite clay baths can also help relieve itching from rashes, insect bites, and even eczema. Simply add 1 cup of bentonite clay powder to a bath tub filled with warm water and soak for at least 20 minutes.

To Whom Should You Entrust Your Criminal Defense?

In 2012, about 12,765 murder cases were reported in the U.S. and, during the past years, the U.S. Drug Enforcement Agency (DEA) has been making more than 30,000 arrests every year due to drug-related crimes.

Murder and drug-related crimes are very serious offenses. However, no one can ever guarantee that every suspect convicted is guilty of the crime he/she is accused of, especially if the defendant pleaded guilty and under a plea bargaining agreement.

Such is the case of 25-year old Rosa Sade Batts who was stopped by cops in an area that was well known for prostitution and drug trade. When asked if she carried a weapon or anything illegal, Batts said “no”; however, she said that she had baking flour (inside her purse) which she liked to eat.

Upon inspection of her bag, the cops found a black plastic bag which contained 6.95 grams of white powder and which had a long straw sticking up from it. The cops’ field-test kit identified the powder as cocaine and the cops themselves were convinced that it looked like cocaine.

Batts was arrested and charged with prostitution and possession of a controlled substance; she faced the possibility of 20 years in prison due to the amount of the alleged cocaine that she carried. The district attorney, however, offered her a deal: forgo a trial and plead guilty for minimum sentence. She accepted and began serving her sentence of two years in state prison.

Ten months after she started serving her sentence, a laboratory report revealed that the white powder found in Batts’ possession was not cocaine or any kind of controlled substance; she carried nothing illegal, but had to plead guilty just to save herself from spending what may be half her life in jail. Still a week later, Batts was released from prison and, after a few months, she was granted habeas corpus relief by the Texas Court of Criminal Appeals.

It is a wonder how hundreds, even thousands, of individuals can commit crimes, especially sex crimes, rape and child pornography. Equally surprising is how come there are lawyers willing to defend them.

According to one criminal defense lawyer from the law firm Horst Law, not all individuals who are charged with crimes by the government are guilty. Rarely does the “system” intentionally arrest and charge an innocent person, but false allegations by vindictive spouses, business partners, angry family members, and others with a motive are sometimes made.

There may be thousands of criminal defense lawyers available in your state, but only a handful may really be convinced that you are innocent until proven guilty. You may also be able to trust all criminal defense lawyers but, again, there may only be a handful who you can really work with and to whom you can and should entrust your case. Make sure you choose a criminal defense lawyer you can confidently feel at ease with.

More than 29 Million Drivers and Car Owners Continue to Drive Without Insurance

Records from the National Highway Traffic Safety Administration (NHTSA) show that from 1981 to 2007, fatal car crashes in the U.S. averaged to 44,000 annually; from 2008 to 2015 the average rate went down to 33,000, thanks to the modern safety devices vehicles have been equipped with as well as to the stricter implementation of road safety rules.

The NHTSA believes that vehicles are more crashworthy or safer than these have ever been. But though more crashworthy, fatalities still number to more than 30,000, while injuries, to at least two million. More disturbing than statistical data on fatalities and injuries, however, is the number of individuals and families left alone to suffer the painful economic and non-economic effects of motor vehicle accidents all because the drivers at fault in the accidents are uninsured.

Carrying auto liability insurance is mandatory in the United States. It was actually made compulsory in 1925 with Connecticut and Massachusetts being the first states to mandate it on all their drivers. Even way back then, automobiles already crashed and caused injuries and deaths; people, back then, also saw that cars will continue to crash, injuring people and damaging properties in the process. The problem, however, was not that vehicles crashed or collided with each other, but that injured innocent victims were left to suffer physically and financially because drivers at fault did not have the financial capability to pay them for their damages and losses.

Today, with more than 29 million drivers and car owners who continue to drive despite not having insurance, victims not being compensated is not a remote possibility. Due to this, according to the website of Schuler, Halvorson, Weisser, Zoeller and Overbeck, P.A., besides the required coverage for bodily injury and property damage, there are a number of states which also require drivers to have uninsured and underinsured motorist coverage to have protection in accidents wherein the at fault driver is either uninsured or underinsured, meaning drivers whose policy limit is not enough to pay the total amount of losses suffered by the victim.

Examples of Medical Negligence

You will find few folks we trust over our physicians. We confidence physicians and medical professionals our lifestyles, with our wellness, and in several cases our people. When this confidence is broken it is especially tragic then. That cannot get unappreciated, periodically the carelessness of medical professional leads to the damage of the patient although most medical experts do outstanding work every day. These circumstances, generally known as medical negligence, are all not too unusual and bring about the suffering of numerous clients every day.

According to the website of the Driscoll Firm, medical negligence means “the negligence or negligence of medical professionals leading to the injury or death of a large number of clients inside the USA each year.” This is a wide expression that could describe numerous instances, however, it’s more straightforward to understand by evaluating specific cases. One of many more modern examples could be Erb’s Palsy’s condition. Erb’s Palsy is a paralysis of the supply resulting to the top nerves from an injury. This is due to a variety of traumas babies are specifically vulnerable to it. An Erb’s Palsy lawyer may talk about this injury is frequently the result of harm that may be performed due to the medical professional’s error during birth.

Another instance with this will be the DaVinci Robots Surgery Lawsuits. In this instance, a surgical software found in millions of functions will be examined. Individuals have endured serious incidents due to this robot’s utilization, and many subjects are actually exploring the link. In this instance, most are fighting that their medical experts were not appropriately trained in the usage of this unit, creating their incidents- many of them fatal. Medical malpractice is something no one should have to experience. Patients of such instances as those described above may be eligible to specific problems.

Reporting the Slightest Sign of Defect in Your Car can Make a Huge Effect on Road Safety

In 2014, nearly a million vehicles with unreliable front passenger air bags were recalled by Nissan, while 2.4 million sedans with faulty taillights were recalled by General Motors. These two recalls by two giant car manufacturing firms were definitely big news; however, these were overshadowed by two other much bigger issues: the ignition system problem (ignition switch, ignition cylinder and key) that plagued 26.9 million vehicles from General Motors and Takata’s explosive air bag inflators, which is fitted in nearly 53 million vehicles worldwide (about 34 million are in the US). This issue involving Takata Corp. is, to date, the biggest auto-safety recall in the history of the car industry.

There are hundreds of other recalls that have been made by (sometimes, the same) vehicle manufacturers due to parts that are defective or which malfunction, such as transmission shift cables that detach, a seat belt cable that fails to provide proper restrain, fickle tail/brake lights, front seats that do not detect occupants (which would result to air bags not deploying during an accident), power steering that fails, electronics that can disable front and side curtain air bags and seat belt pretentioners, and so many others.

Recalls are made either by vehicle manufacturers (voluntarily) or by the National Highway Traffic Safety Administration (NHTSA) through a court order. This move becomes necessary when vehicles or vehicle equipment turn out to have a safety-related defect or fail to comply with minimum safety standards set by the Federal Motor Vehicle Safety Standards (FMVSS) and Regulations.

The Federal Motor Vehicle Safety Standards (FMVSS) and Regulations – guidelines to which manufacturers of motor vehicles and equipment items must comply with where manufacture of vehicles and vehicle parts is the concern, was issued by the NHTSA in order to protect the public against defective cars and malfunctioning parts which increase risk of injury or death (in the event of car crash). Specifically, these guidelines spell out minimum safety performance requirements for motor vehicles and parts, especially those parts that affect safe operation, such as the brakes, lights and tires, and those that will keep drivers and passengers protected from fatal or serious injuries in case of a crash, like air bags, child restraints, safety belts, energy absorbing steering columns and motorcycle helmets (all types of vehicles and vehicle parts are covered by these federal standards).

Defective cars and malfunctioning parts usually get discovered only after these have already caused injuries or death to unsuspecting vehicle owners. Thus, it is of utmost importance to report any suspected defect to the NHTSA. Similar complaints from different owners about the same car brand and model is signal to the NHTSA to conduct an investigation about the vehicle in question.

Today’s vehicles are equipped with increasingly advanced safety features. An Oklahoma personal injury lawyer would likely acknowledge, however, that these features become useless if there are manufacturing or design flaws. Manufacturing mistakes and flaws in vehicle design, as well as the failure to detect these, are signs of grave negligence and carelessness on the part of manufacturers.